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Negotiating Better Mortgage Rates

By Guest PostJune 19, 2012Economybank, comparison website, current recession, economic times, economic volatility, great recession, investor, loaning institution, low interest rates, mortgage rates, public interest rate, real estate, sam adams

Many of the best real estate investors in the world will tell you that the best real estate deals are often done during times of economic volatility. The most current recession is no exception to this rule.

Savvy real estate investors are able to negotiate much better mortgage rates for themselves in the wake of the Great Recession than they would ever have been able to do in more stable economic times. If you are looking for a home or investment property, heed the opportunity that you have with historically low interest rates and loaning institutions that are looking to quickly get rid of all of the properties on their books.

However, banks are still out to make a profit and they will not give away the information that you need to get yourself better deals. Below are a few techniques that you can use to negotiate yourself the absolute best mortgage rate that a loaning institution is willing to give. (more…)

Microsoft Announces Surface: New Family of PCs for Windows

By Guest PostJune 18, 2012Technologyarm processor, aspect ratio, hollywood, human computer interface, Microsoft, microsoft stores, oems, pc, surface, usb port, vapormg, windows, windows 8, windows rt

Microsoft-made hardware to be available starting with release of Windows 8 and Windows RT.

LOS ANGELES — June 18, 2012 — Today at an event in Hollywood, Microsoft unveiled Surface: PCs built to be the ultimate stage for Windows. Company executives showed two Windows tablets and accessories that feature significant advances in industrial design and attention to detail. Surface is designed to seamlessly transition between consumption and creation, without compromise. It delivers the power of amazing software with Windows and the feel of premium hardware in one exciting experience.

Advances in Industrial Design

Conceived, designed and engineered entirely by Microsoft employees, and building on the company’s 30-year history manufacturing hardware, Surface represents a unique vision for the seamless expression of entertainment and creativity. Extensive investment in industrial design and real user experience includes the following highlights: (more…)

Crisis in Academic Publishing

By Guest PostJune 18, 2012Scienceacademic publishing, academic spring, author payer model, open access, open access journals, public funds

“In almost every country in the world, research is supported by public funds. When researchers publish their results in academic journals, they do so for free. The results are also reviewed by peers for free. And journals often require researchers to give up their rights to these articles. Then, major publishers or learned societies sell their journals at exorbitant prices to libraries… which are also financed by public funds! It’s a vicious circle in which taxpayers pay for the production and access to researchers while publishers and societies make profits of 30-45% before taxes. It’s outrageous!” exclaimed Jean-Claude Guédon. This professor of comparative literature at the Université de Montréal is far from being the only one to protest. In recent months, more than 11,000 researchers worldwide have expressed their dissatisfaction through a petition calling for a boycott of Elsevier. This academic publishing giant earned profits of more than US $1.1 billion in 2011. (more…)

First Commercial IBM Hot-Water Cooled Supercomputer to Consume 40% Less Energy

By Guest PostJune 18, 2012Science, Technologyartificial heart valve, computing infrastructure, europe fastest computer, german federal government, hot water cooling, supermuc, supermuc performance, Technology, zero emission

Leibniz’s “SuperMUC” named Europe’s fastest supercomputer

MUNICH – 18 Jun 2012: The Leibniz Supercomputing Centre (LRZ), in collaboration with IBM, today announced the world’s first commercially available hot-water cooled supercomputer, a powerful, high-performance system designed to help researchers and industrial institutions across Europe investigate and solve some of the world’s most daunting scientific challenges. (more…)

Recreational Fishing Brings Salt Marsh Die-Off

By Guest PostJune 18, 2012Environmentecosystem, fishing activity, fishing in rivers, recreational fishing, salt marsh, trophic cascade

As recreational fishing activity has reduced predators in many of Cape Cod’s salt marsh ecosystems, Sesarma crabs have feasted on grasses, causing dramatic die-offs of the marshes, according to a new study. The researchers assessed the “trophic cascade” in several experiments that also ruled out alternative explanations for the problem.

PROVIDENCE, R.I. [Brown University] — Recreational fishing is a major contributor to the rapid decline of important salt marshes along Cape Cod because it strips top predators such as striped bass, blue crabs, and smooth dogfish out of the ecosystem, according to new research by Brown University ecologists. (more…)

Learning About Spatial Relationships Boosts Understanding of Numbers

By Guest PostJune 18, 2012Sciencearithmetic, calculation, elizabeth gunderson, geometry, gerardo ramirez, jason smith, linear number, math problems, mathematics, number knowledge, number line, numerical representations, objects, puzzles, sian beilock, spatial learning, spatial relationships, spatial skill, stem, Technology, university of chicago

Children who are skilled in understanding how shapes fit together to make recognizable objects also have an advantage when it comes to learning the number line and solving math problems, research at the University of Chicago shows.

The work is further evidence of the value of providing young children with early opportunities in spatial learning, which contributes to their ability to mentally manipulate objects and understand spatial relationships, which are important in a wide range of tasks, including reading maps and graphs and understanding diagrams showing how to put things together. Those skills also have been shown to be important in the Science, Technology, Engineering and Mathematics (STEM) fields. (more…)

“Extremely Little” Telescope Discovers Pair of Odd Planets

By Guest PostJune 17, 2012Sciencebinary system, bluish metal, brown dwarf, constellation andromeda, constellation auriga, david salisbury, digital camera, earth, extrasolar planets, failed star, hd 42176, jupiter, kelt 1b, kelt 2ab, kelt north telescope, mercury, osmium, planet, platinum ore, robert siverd, scott gaudi, small telescope, solar system, southern arizona, thomas beatty, transit method, vanderbilt university

ANCHORAGE, Alaska – Even small telescopes can make big discoveries.

Though the KELT North telescope in southern Arizona carries a lens no more powerful than a high-end digital camera, it’s just revealed the existence of two very unusual faraway planets.

One planet is a massive, puffed-up oddity that could change ideas of how solar systems evolve. The other orbits a very bright star, and will allow astronomers to make detailed measurements of the atmospheres of these bizarre worlds. (more…)

Rock of Ages

By Guest PostJune 17, 2012Entertainmentalec baldwin, bon jovi, broadway, catherine zeta jones, city boy, def leppard, drew, foreigner, golden mullet, hollywood dreams, joan jett, journey, julianne hough, night ranger, pat benatar, poison, reo speedwagon, rock n roll, rock of ages, romance, russell brand, sherrie, small town girl, sunset strip, tom cruise, tony awards, twisted sister, whitesnake, yahoo movies

Small town girl Sherrie and city boy Drew meet on the Sunset Strip while pursuing their Hollywood dreams. Their rock ‘n’ roll romance is told through the hits of Def Leppard, Joan Jett, Journey, Foreigner, Bon Jovi, Night Ranger, REO Speedwagon, Pat Benatar, Twisted Sister, Poison, Whitesnake, and more. (more…)

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