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Fingerprints for Financing: Removing Some Risk from Lending in Africa

By Guest PostOctober 16, 2012Economy, Generalafrican nation, american, biometric identification, birth certificate, computer, control trial, credit history, dean yang, defaulting, economic review, economist, fingerprinting, id, identification system, jessica Goldberg, malawi, michigan, microfinance institution, national, negative association, paprika, paprika farmer, positive association, record, rural area, scanned fingerprint, software, southeastern, university, witchcraft, world bank, xavier gine

ANN ARBOR — Some called it “witchcraft.” Others just watched in awe as their scanned fingerprints were used to pull up their records on a computer.

They were paprika farmers in Malawi participating in a new study that shows fingerprinting can help encourage borrowers to repay their loans.

Like many impoverished countries, Malawi lacks a national identification system. Most of the population lives in rural areas with few government services. Even ID as basic as a birth certificate is rare in the southeastern African nation. (more…)

‘Documents that Changed the World’: A podcast series from Joe Janes

By Guest PostAugust 5, 2012Culture, Media, Politicsaids quilt, andrew brink, Barack Obama, bayeux tapestry, bill of rights, birth certificate, british broadcasting corp, change, credit card, declaration of independence, documents, elastic, france, history, joe janes, john snow, magna carta, mickey mouse, mystery of cholera, phrase, physician, podcast, president, steamboat willie, storytelling, the jazz singer, unabomber manifesto, university of washington, websters dictionary, world

The phrase occurred to Joe Janes out of the blue one day and immediately appealed to him. From there, ideas began to flow quickly.

Janes, associate professor in the University of Washington Information School, had been a fan of the British Broadcasting Corp. radio series “A History of the World in 100 Objects” and thought those shows effectively blended history and storytelling.

He got to wondering, what if he took a similar approach to information, telling about the twists and turns of history — through documents? (more…)

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Fingerprints for Financing: Removing Some Risk from Lending in Africa

‘Documents that Changed the World’: A podcast series from Joe Janes